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Discover some case studies from our clients
To concretely illustrate the impact of our services, explore our case studies and discover how we have helped our clients achieve their financial ambitions.
Robert, 62 years old
State of facts
Separated for 2 years, Robert found himself forced to consider divorce at retirement age, with all the questions that this raises.
- Should he continue to work?
- What will be the financial impact on his retirement?
- How can he organize himself?
Our advice
We carried out a map of its material situation as well as financial projections to show it what the consequences of not optimizing anything in the short, medium and long term would be. We showed him what room for maneuver he had and gave advice on how to better organize this transition.
The results
An optimized roadmap for the stages of divorce, a secure retirement and significant tax savings. Our fees representing less than 1% of the savings made, it was only natural that he referred us to his ex-partner, with whom he remained on very good terms.
Yasmine, 50 years old
State of facts
Dismissed with a significant severance pay, Yasmine was very concerned by the very heavy tax burden that would affect her (compensation taxed at 45% in her case) and by the possible impact on the waiting periods for her unemployment benefits.
Our advice
We have established the list of solutions available to it, particularly in tax matters in this particular case and in relation to the rules for accessing unemployment benefits.
The results
Thanks to our advice, Yasmine's severance pay was able to be completely tax-exempt and its impact on the waiting period neutralized. In addition, Impact-FE gave it several recommendations on the best organization of its vested benefits accounts.
A simple 2-hour consultation allowed him to save nearly CHF 80,000.-
Pierre-Gilles, 58 years old
State of facts
Pierre-Gilles works in a liberal profession and is married with 2 children who are still partially dependent. He has lived and worked in Switzerland for several years.
His greatest anxiety: not being able to stay in Switzerland when he retired, he was even convinced that it would be impossible for him.
Our advice
We analyzed its overall financial situation and made projections to highlight its risks and opportunities. We advised him to opt for the LPP annuity instead of a capital outflow, contrary to the advice he had received from another source and which led him to potential bankruptcy before reaching his 80th birthday.
The results
Pierre-Gilles can maintain his home in Switzerland to enjoy his family and go on regular trips. We secured 100% of his lifestyle in retirement. The cumulative tax savings obtained are more than CHF 50,000.-
Our fees represented less than 5% of the total savings made.
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